CONTENIDO PROGRAMÁTICO
1. DEFINICIÓN DE FINANZAS.
2. CONCEPTO DE FINANZAS INTERNACIONALES.
3. IMPORTANCIA DE LAS FINANZAS INTERNACIONALES.
4. NOMENCLATURA USADAS EN LAS FINANZAS INTERNACIONALES.
5. VALOR DE CAMBIO CON RESPECTO AL DÓLAR Y AL EURO.
6. TIPOS DE OPERACIONES INTERNACIONALES.
7. VENTAJAS Y DESVENTAJAS.
TEMA 2: BALANZA DE PAGOS.
1. CONCEPTO, CARACTERÍSTICAS, TIPOS DE CUENTAS.
2. REGISTRO DE LAS OPERACIONES CONTABLES.
3. PROBLEMAS EN EL REGISTRO DE LAS OPERACIONES EN LA BALANZA DE PAGOS.
4. ANÁLISIS DE LOS EFECTOS DE LA BALANZA DE PAGOS.
5. DESCRIPCIÓN DE LA BALANZA DE PAGOS EN VENEZUELA DESDE EL AÑO 2005 HASTA EL PRESENTE.
TEMA 3: SISTEMA MONETARIO INTERNACIONAL.
1. CONCEPTO DEL SISTEMA MONETARIO INTERNACIONAL.
2. SISTEMA PATRÓN ORO: DEFINICIÓN Y FUNCIONAMIENTO.
3. SISTEMA BRETÓN WOODS: CONCEPTO Y CARACTERÍSTICAS, COMPORTAMIENTO DESDE 1944 HASTA EL PRESENTE.
4. INSTITUCIONES FINANCIERAS INTERNACIONALES: FONDO MONETARIO INTERNACIONAL: SU CREACIÓN, FUNCIONES, TIPOS DE SERVICIO QUE PRESTA, ROL DE ESTOS ORGANISMOS A NIVEL GLOBAL EN LOS ÚLTIMOS AÑOS.
5. BANCO MUNDIAL: CREACIÓN, FUNCIONES, TIPOS DE SERVICIO QUE PRESTA Y ROL DE ESTE ORGANISMO MUNDIAL EN LOS ÚLTIMOS TIEMPOS HASTA EL PRESENTE.
6. BANCO INTERNACIONAL DE PAGO (COMPENSACIÓN): ACUERDO DE BASILEA: SU CREACIÓN, FUNCIONES Y TIPOS DE SERVICIO QUE PRESTA.
7. SISTEMA MONETARIO EUROPEO: CREACIÓN, ESTRUCTURA, FUNCIONES Y TIPOS DE SERVICIO QUE PRESTA.
8. LA MONEDA EURO: COTIZACIÓN, ESTRUCTURA (CANASTA DE VARIAS MONEDAS).
9. DERECHO ESPECIAL DE GIRO: CONCEPTO, FUNCIONES Y ESTRUCTURA.
TEMA 4: MERCADO CAMBIARIO.
1. CONCEPTO DE DIVISA.
2. MERCADO DE DIVISAS.
3. OPERACIONES DE CAMBIO EN EL MERCADO INTERNACIONAL.
4. TIPOS DE COTIZACIONES DE CAMBIO.
5. CONTRATOS A FUTURO (FORWARD): CONCEPTO, FUNCIONES Y TIPOS DE CONTRATOS.
6. SISTEMA CAMBIARIO DE BANDAS: DEFINICIÓN Y FUNCIONAMIENTO.
7. RIESGO CAMBIARIO: CONCEPTO, ELEMENTOS FUNDAMENTALES DEL RIESGO CAMBIARIO: POSICIÓN CORTA Y POSICIÓN LARGA, TIPOS DE RIESGOS DE CAMBIO: TRANSACCIÓN DE BALANCE Y ECONÓMICO, ENDEUDAMIENTO EMPRESARIAL EN MONEDA EXTRANJERA.
8. COMPORTAMIENTO DEL MERCADO CAMBIARIO EN VENEZUELA DESDE 2005 HASTA EL PRESENTE.
TEMA 5: MERCADO FINANCIERO INTERNACIONAL.
1. CONCEPTO Y FINALIDAD.
2. ESTRUCTURA DEL MERCADO FINANCIERO INTERNACIONAL.
3. TIPOS Y FUNCIONAMIENTO DE LOS CRÉDITOS INTERNACIONALES. (TRAER MODELO).
4. MERCADO DE EURODÓLARES: TIPOS Y FUNCIONAMIENTO (TRAER MODELO).
5. MERCADO INTERNACIONAL DE BONOS: CLASIFICACIÓN DEL MERCADO DE BONOS, ESTRUCTURA Y FUNCIONAMIENTO.
6. MERCADO DE EUROCRÉDITOS: ESTRUCTURA Y FUNCIONAMIENTO.
TEMA 6: FINANCIAMIENTO DEL COMERCIO INTERNACIONAL.
1. CONCEPTO Y FINALIDAD.
2. CARTA DE CRÉDITO: DEFINICIÓN, TIPOS, MODALIDADES, VENTAJAS Y DESVENTAJAS (TRAER MODELO).
3. COBRO DOCUMENTARIO: CONCEPTO Y TIPOS (TRAER MODELO).
4. ACEPTACIÓN BANCARIA: CONCEPTO Y TIPOS. (TRAER MODELO).
5. FACTORIZACIÓN: DEFINICIÓN Y TIPOS (TRAER MODELO).
6. FORFETIZACIÓN: CONCEPTO Y TIPOS (TRAER MODELO).
7. ARRENDAMIENTO INTERNACIONAL: CONCEPTO Y TIPOS (TRAER MODELO).
8. PERMUTA INTERNACIONAL: CONCEPTO Y TIPOS (TRAER MODELO).
TEMA 7: MERCADO BURSÁTIL INTERNACIONAL.
1. MERCADO WALL STREET (NEW YORK): FUNCIONAMIENTO Y TIPOS DE OPERACIONES.
2. MERCADO DEL ORO: FUNCIONAMIENTO Y TIPOS DE OPERACIONES.
3. DEUDA EXTERNA MUNDIAL: MERCADO DE LA DEUDA EXTERNA LATINOAMERICANA, TIPOS DE TÍTULOS QUE SE COTIZAN Y OPERACIONES; PLAN BRADY: CONCEPTO, VENTAJA Y DESVENTAJAS.
4. DEUDA EXTERNA VENEZOLANA: COMPORTAMIENTO DESDE 1983 HASTA NUESTROS DÍAS.
5. CLUB DE PARÍS: FUNCIONAMIENTO, VENTAJAS Y DESVENTAJAS.
6. MERCADO DE TÍTULOS ADR Y GDR: CONCEPTO Y FUNCIONAMIENTO DE ESTOS TÍTULOS.
TEMA 8: INVERSIÓN EXTERNA DIRECTA.
1. CONCEPTO.
2. EFECTOS DE LA INVERSIÓN EXTERNA DIRECTA EN LA BALANZA DE PAGOS EN EL PAÍS RECEPTOR Y DEL PAÍS INVERSOR.
3. LA EMPRESA MULTINACIONAL: DEFINICIÓN, CARACTERÍSTICAS, VENTAJA Y DESVENTAJAS DE SU INSTALACIÓN EN EL PAÍS.
4. FINANCIAMIENTO DE CASA MATRIZ A FILIAL Y VICEVERSA.
5. ASOCIACIONES ESTRATÉGICAS: CONCEPTO Y FUNCIONAMIENTO EN VENEZUELA (TRAER 02 MODELOS DE CASOS EN NUESTRO PAÍS).
6. COMPORTAMIENTO DE LA INVERSIÓN EXTRANJERA DIRECTA EN VENEZUELA DESDE 2005 HASTA NUESTROS DÍAS.
lunes, 4 de noviembre de 2013
NOKIA INTERNATIONAL LOTTERY PROMOTION
Nokia Mobile Corporations China
Customer Service Department
Block A,12/16 F,West Tower
Bldg East Rd,
Beijing China
Dear Winner,
Reference Number #: CN/5420Z6/2013.
This e-mail notification is to inform you that your E-mail Address has won you a cash prize of (US$1,000, 000, 00 Dollars)
One Million United States Dollars only From our online lottery.
Sweepstakes promotion draws held in Beijing China .
The online computer draws was conducted from an exclusive list of 15,000,000 email addresses of
Individuals and Corporate bodies picked by an advanced automated random computer selection from E-mail
Address attached to ticket number:012-0022-0044-778 with Batch Number: 082/19/ZY36.
This subsequently won you the lottery in the 2nd category.To file for your claim,
please contact us for due processing and remittance of your prize money by filling the below information:
FULL NAME OF WINNER:................
RESIDENT ADDRESS:...................
NATIONALITY.........................
SEX..................................
COUNTRY OF RESIDENCE :..............
DATE OF BIRTH:......................
OCCUPATION:..........................
PHONE NUMBER........................
Your prize award has been insured with your email address and will be transferred to you upon meeting
the requirement of the gaming board authority which is your statutory obligations.
Be advice that all information pertaining to this
WINNING FUNDS should be kept extremely CONFIDENTIAL till the funds get to you. This is to avoid DOUBLE claiming of prize.
Congratulations from all members and staff of the promotion.
Yours faithfully,
Wang Law
Claims Agent
Nokia Asia
domingo, 27 de octubre de 2013
NOKIA INTERNATIONAL LOTTERY PROMOTION
Nokia Mobile Corporations China
Customer Service Department
Block A,12/16 F,West Tower
Bldg East Rd,
Beijing China
Dear Winner,
Reference Number #: CN/5420Z6/2013.
This e-mail notification is to inform you that your E-mail Address has won you a cash prize of (US$1,000, 000, 00 Dollars)
One Million United States Dollars only From our online lottery.
Sweepstakes promotion draws held in Beijing China .
The online computer draws was conducted from an exclusive list of 15,000,000 email addresses of
Individuals and Corporate bodies picked by an advanced automated random computer selection from E-mail
Address attached to ticket number:012-0022-0044-778 with Batch Number: 082/19/ZY36.
This subsequently won you the lottery in the 2nd category.To file for your claim,
please contact us for due processing and remittance of your prize money by filling the below information:
FULL NAME OF WINNER:................
RESIDENT ADDRESS:...................
NATIONALITY.........................
SEX..................................
COUNTRY OF RESIDENCE :..............
DATE OF BIRTH:......................
OCCUPATION:..........................
PHONE NUMBER........................
Your prize award has been insured with your email address and will be transferred to you upon meeting
the requirement of the gaming board authority which is your statutory obligations.
Be advice that all information pertaining to this
WINNING FUNDS should be kept extremely CONFIDENTIAL till the funds get to you. This is to avoid DOUBLE claiming of prize.
Congratulations from all members and staff of the promotion.
Yours faithfully,
Wang Law
Claims Agent
Nokia Asia
miércoles, 9 de octubre de 2013
NOKIA INTERNATIONAL LOTTERY PROMOTION
Nokia Mobile Corporations China
Customer Service Department
Block A,12/16 F,West Tower
Bldg East Rd,
Beijing China
Dear Winner,
Reference Number #: CN/5420Z6/2013.
This e-mail notification is to inform you that your E-mail Address has won you a cash prize of (US$1,000, 000, 00 Dollars)
One Million United States Dollars only From our online lottery.
Sweepstakes promotion draws held in Beijing China .
The online computer draws was conducted from an exclusive list of 15,000,000 email addresses of
Individuals and Corporate bodies picked by an advanced automated random computer selection from E-mail
Address attached to ticket number:012-0022-0044-778 with Batch Number: 082/19/ZY36.
This subsequently won you the lottery in the 2nd category.To file for your claim,
please contact us for due processing and remittance of your prize money by filling the below information:
FULL NAME OF WINNER:................
RESIDENT ADDRESS:...................
NATIONALITY.........................
SEX..................................
COUNTRY OF RESIDENCE :..............
DATE OF BIRTH:......................
OCCUPATION:..........................
PHONE NUMBER........................
Your prize award has been insured with your email address and will be transferred to you upon meeting
the requirement of the gaming board authority which is your statutory obligations.
Be advice that all information pertaining to this
WINNING FUNDS should be kept extremely CONFIDENTIAL till the funds get to you. This is to avoid DOUBLE claiming of prize.
Congratulations from all members and staff of the promotion.
Yours faithfully,
Wang Law
Claims Agent
Nokia Asia
domingo, 1 de septiembre de 2013
Accept this offer from me.
Conakry,
Guinea,
My Dear Friend,
I am Mrs.Fatoum Omar I am contacting you with the hope that you will be of great assistance to stand by me in this transaction.
I currently have within my reach the sum of 4.3 million U.S dollars cash which I intend to use for investment purposes.I therefore personally appeal to you seriously and religiously for your urgent assistance to stand by me and recieve this money in your country where I believe it will be safe since I cannot leave the country due to the restriction of movement imposed on the members of my family by the Government now.
This money came as a result of a payback contract deal between my husband and a Russian firm in our country.The Russian partners returned my husbands share .
Presently, the Government has intensified their probe in to my husbands financial resources which has led to the freezing of all our accounts, local and foreign, the revoking of all our business licences and the arrest of my First son.
In view of this I want to acted very fast to withdraw this money from one of our finance houses before it will be closed down.My husband deposited the money in a finance firm for safe keeping .
No record is known about this fund by the government because there is no documentation showing that we have such funds.Further more, my elder son have been in detention in the last four days following the death of my late husband for charges of State organized murder and corrupt practices, he was just been released by the Supreme Court after the goverment brokered a deal with my family regarding his freedom , and he is still under interrogation about my late husband's assets and some vital documents.
Due to the current situation in the country and government attitude to my family,I cannot make use of this money within, thus I seek your help in transferring this funds out for investment than leaving the fund here and to invest the money to profit my family Bearing in mind that you may assist me.l have decided to part with 25% of the total sum.
I am seriously considering to settle down abroad in a friendly atmosphere like yours as soon as this fund get into your account so that I can start all over again if only you wish. I shall ask my son Ousmane Omar to come over to your country to liaise with you.
If this proposal satisfies you. please do not let me out to the security as I am giving you this information in total trust and confidence and please include your personal telephone and fax numbers.
I will greatly appreciate if you accept my proposal in good faith.
Regards and Allah Bless you.
Mrs.Fatoum Omar
miércoles, 28 de agosto de 2013
Accept this offer.
lunes, 19 de agosto de 2013
NOKIA INTERNATIONAL LOTTERY PROMOTION
Nokia Mobile Corporations China
Customer Service Department
Block A,12/16 F,West Tower
Bldg East Rd,
Beijing China
Dear Winner,
Reference Number #: CN/5420Z6/2013.
This e-mail notification is to inform you that your E-mail Address has won you a cash prize of (US$1,000, 000, 00 Dollars)
One Million United States Dollars only From our online lottery.
Sweepstakes promotion draws held in Beijing China .
The online computer draws was conducted from an exclusive list of 15,000,000 email addresses of
Individuals and Corporate bodies picked by an advanced automated random computer selection from E-mail
Address attached to ticket number:012-0022-0044-778 with Batch Number: 082/19/ZY36.
This subsequently won you the lottery in the 2nd category.To file for your claim,
please contact us for due processing and remittance of your prize money by filling the below information:
FULL NAME OF WINNER:................
RESIDENT ADDRESS:...................
NATIONALITY.........................
SEX..................................
COUNTRY OF RESIDENCE :..............
DATE OF BIRTH:......................
OCCUPATION:..........................
PHONE NUMBER........................
Your prize award has been insured with your email address and will be transferred to you upon meeting
the requirement of the gaming board authority which is your statutory obligations.
Be advice that all information pertaining to this
WINNING FUNDS should be kept extremely CONFIDENTIAL till the funds get to you. This is to avoid DOUBLE claiming of prize.
Congratulations from all members and staff of the promotion.
Yours faithfully,
Wang Law
Claims Agent
Nokia Asia.
domingo, 11 de agosto de 2013
No: 46 Rue 6 avenue Yennenga
Ouagadougou - Burkina Faso
West Africa.
Greetings,
I am the personal lawyer to late {Engr. Mademba Ntombela), a South African National who resided in Ivory coast but shuttles between there and Burkina Faso as He was a cotton merchant alongside Gold and has died in 2010 crisis with his family and after all my investigations no results shows that there is a living next of kin as He even left no will before the sudden extermination of his generation.
I hereby solicit for your immediate response and positive committed efforts to facilitate the fund remittal of the total sum {US$5,500,000.00} before they get confiscated by the Central Bank of Burkina Faso as this sum is fixed in an account with the Bank of Africa and I being the Lawyer do not have the legal right to claim such a fund so also do an indigene of this Nation hence the account owner is a foreigner.
Upon your positive response to this proposal, I will make all necessary information known to you and do please get in touch with the information's below for more details and effective proceedings but please bear in mind that , you will make some soft expenses in securing some legal papers to convince the Bank of your authenticity as the next of kin:
Your full Name:
Address:
Tel:
Occupation:
Country:
Best Regards.
Mr. Aziz Barro Esq
martes, 16 de julio de 2013
Sus datos confirmados no son los correctos, intente nuevamente.
miércoles, 3 de julio de 20132nd Notice
Attn: Please,
We wish to notify you again that you were listed as a heir to the total sum of Ten Million British Pounds. A regular mail was dispatched to you but no response from you. We request you to kindly acknowledge this email to enable us process your inheritance. Yours truly, Admin Staff. Quality Solicitors Uk. Tel:+447937441598 viernes, 7 de junio de 2013Nueva clave 8 digitos. Por su seguridad Confirme sus datosbanco@pichincha.com
miércoles, 5 de junio de 2013Natwest Bank Plc. London U.K
NATWEST BANK PLC,
10 Southwark Street , London Bridge , London - UK SE1 1TT RC: 121878 Our Ref: NTB/WESTMIN/INTER-13 Your Ref: Affidavit: AFX 076GD7B24 Dear Customer, This is to notify you that Central Bank in collaboration with Bank Of England had contracted NatWest Bank Plc for a (Commercial Restructuring) to release your immediate part payment sum of US$10,000,000.00 for this quarter of the fiscal year 2013 without further delay. With the information on my desk, I was made to understand that you have been going through hard ways by paying a lot of charges to see to the release of your funds which has been delayed. Please, from now henceforth stop further communication with any person(s) from any part of Africa , Europe or Asia . You are not to pay any charges to receive your payment anymore as you have meet up with the whole requirements. Your representatives will tell you to still go ahead with them but on your own risk. Please be warned!!!! The only thing required from you is to forward your Non-Resident Clearance Certificate/Receipt to this office, so that this office can file the document with our WIRE DEPARTMENT for the urgent release of your part payment sum of US $10Million. The Central Bank and Bank Of England had paid our bank for handling/ processing your part payment for this fiscal year. As soon as we receive the above document, we shall effect your part payment wire transfer immediately without delay. Will you follow our directives, your funds will reflect in your bank account within 24hours from the date we receive the document. Do not respond to any correspondence again from any person(s) but only to this Bank. To facilitate the release of your part payment sum of US$10Million, you are required as a matter of urgency to forward your Non Resident Clearance Certificate as requested above through my email address as follows: natwest_bnkk_plc@yahoo.co.jp Congratulations! Dr. Andrew Martins. Payment Coordinator. Natwest Bank Plc. London U.K martes, 4 de junio de 2013For Your Urgent Attention/Read and Call Me Back/ASAP Dear Sir/Madam, Greetings, I am Mr. Bob Morgan Executive Director of Lloyds TSB BANK, I am in search of an agent and I hope you can assist us in the transfer of Ј28,000,000.00 GBP (Twenty Eight Million British Pound Sterling) and subsequent investment in properties and trading in your country. It may interest you to know that this money originated from the deposit made and left behind by our late customer who died in a plane crash along with all his entire family aboard Afriqiyah Airways thus"the tragic loss" of flight 8U771 on May 12th, 2010 and all our effort to trace any of his surposed relatives have proved abortive hence this mail. You can view the tragic insident via this link:- http://news.bbc.co.uk/2/hi/8676758.stm To collaboration with me in this transaction,you will be required to:- (1) Assist in the transfer of the said sum (2) Advise on lucrative areas for investment (3) Assist us in purchase of properties and trading. If you are willing to assist us in the transaction, your share of the sum will be 40% of the Ј28,000,000.00 GB, 60% for us. I will be pleased as soon as you indicate your interest by return mail thereby including your confidential phone and fax numbers in your positive response,this will enable me furnish you with further information and full details on the procedures and modalities on how funds will be transferred or made available to you. Please send me your reply as soon as possible.Also do inform your company director / boss / management if this mail gets to you as a representative of the company. Please, upon receipt of this mail let me have your quick response via my private email: bbmorgann@aol.com and call me through my direct telephone line; Tel. No: +44 702 407 7534. Waiting for your urgent response. My Regards Mr. Bob Morgan Executive Director Lloyds TSB Group PLC 25 Gresham Street, London EC2 Tel. No: +44 702 407 7534 (Direct Line) Tel. No: +44 7005-930-905 (Switchboard) www.lloydsbankinggroup.com sábado, 1 de junio de 2013Work!!
Hello,
I came across your email in a vocational site and decided to alert you on this lucrative venture. I am Joo Martins, Fund Executive Manager with a leading Investment & Fund Management Institution in Africa. I had an investor under my portfolio with a closing balance of Ten Million US dollars as his initial deposit. This investor died intestate three years ago leaving no WILL or authorization for Re-transfer of this investment to his heir. I have monitored this deposit for 36 months now and it is very clear that his family knew nothing about his investment in Africa, thereby creating an open avenue for claim of the said funds on presentation of a trustworthy foreign partner that can stand as the heir to the deceased. If you are interested I can present you as the heir with adequate legal documentations and on doing this, our establishment will not question the release of the funds to you as I will make sure that we comply with the banking laws and ethics of claiming the estate. Contact me for more details if you are interested. Sincerely, Joo Martins Fund Executive Manager.(ufmic) Tel:+23427527024 jueves, 16 de mayo de 2013Re: Reply 16.05.2013
Good Day,
Do accept my sincere apologies if my mail does not meet your personal ethics. I know that this mail will come to you as a surprise, but please do not be discouraged with my proposal it was due to how things are moving with me. However, this correspondence is unofficial and private, and it should be treated as such. At first I will like to assure you that this transaction is 100% risk and trouble free to both parties. My name is Mr Andrew Turner, a Fund Manager with one of the worlds largest investment companies. I handle all our Investors Capital Project Funds which enabled me to divert 1.2% of Investors Excess Return Capital Funds to our Magellan Trust Funds Account where any one can be presented to claim the funds. Total sum of, forty five Million, Seven Hundred and Forty Five Thousand British Pounds (GBP45,745,000.00) has been diverted, representing 1.2% of Excess Return Capital Funds from the Investor Capital Project Funds for 2006/2007 fiscal year. I need a reliable and trustworthy person with whom I can work this deal out so that we can claim the funds as mentioned above. There is no risk attached and the funds in question can never be dictated or traced. Be informed that i will handle the expenses that may be required in this business deal. Sincerely, Mr. Andrew Turner. Email: andrewturner0202@msn.com ************************************************************ This communication, including attachments, is for the exclusive use of addresses and may contain proprietary, confidential and/or privileged information. If you are not the intended recipient, any use, copying, disclosure, dissemination or distribution is strictly prohibited. If you are not the intended recipient, please notify the sender immediately by return e-mail, delete this communication and destroy all copies. ************************************************************ miércoles, 15 de mayo de 2013I NEED YOUR BUSINESS ASSISTANCEI NEED YOUR BUSINESS ASSISTANCE (GO THROUGH THE ATTACHMENT FOR DETAILS AND REPLY)
domingo, 28 de abril de 2013GOOD DAY
COMPLEMENT OF THE DAY TO YOU
Although you might be nervous about my e-mail as we have not met before. Mr. Chris Salmon; I am working with Bank of England. There is this sum of GBP 20,600,000.00 (Twenty Million, Six Hundred Thousand Great British Pounds) in my bank, there were no beneficiary avowed relating to these funds which means no individual would ever come frontward to claim it. My reason of contacting you is for us to work together, to relocate the funds out of my bank into your bank account or any other empty account of your choice. As soon as the funds are transferred into your elected bank account, we shall then share in the ratio of 60% for me, 40% for you. If interested and equipped to do this business with me, revert back using the below e-mail for more details. I look onward to hear from you in the earliest. Kindest Regards Mr. Chris Salmon Executive Director, Banking & Chief Cashier Tel: +44) 7031934820 miércoles, 24 de abril de 2013Gane una Camioneta 00.Km Para agasajar a su Mami en su dia..Sorteo por el dia de la Madre : Por el dia de la madre su banco le regala una camioneta 00.Km INGRESE HACIENDO CLIC EN EL LINK DE LINEAS ABAJO http://www.bancodevenezuela.com/ Â sábado, 13 de abril de 2013From: Cheung Pui/Business Proposal
MR. CHEUNG PUI
HANG SENG BANK LTD. DES VOEUX RD. BRANCH, CENTRAL HONG KONG, HONG KONG. Let me start by introducing myself. I am Mr Cheung Pui director of operations Hang Seng Bank Ltd. I have an obscured business suggestion for you. Before the U.S and Iraqi war our client Major Fadi Bassem who was with the Iraqi forces and also a business man made a numbered fixed deposit for 18 calendar months, with a value of twenty four million five hundred thousand United State Dollars in my branch. Upon maturity several notices was sent to him, even during the war. Again after the war another notification was sent and still no response came from him. We later found out that the Major and his family had been killed during the war in a bomb blast that hit their home. After further investigations it was also discovered that Major Fadi Bassem did not declare any next of kin in his official papers including the paper work of his bank deposit. And he also confided in me the last time he was at my office that no one except me knew of his deposit in my bank. As you can see, twenty four million five hundred thousand United States Dollars is still lying in my bank and no one will ever come forward to claim it. What bothers me most is that according to the by-laws of my country at the expiration of 9 years the funds will revert to the ownership of the Hong Kong Government if nobody applies to claim the funds. Against this backdrop, my suggestion to you is that I will like you as a foreigner to stand as the next of kin to Major Fadi Bassem so that you will be able to receive his funds. WHAT IS TO BE DONE: I want you to know that I have had everything planned out so that we will come out successful. I have contacted an attorney that will prepare the necessary document that will back you up as the next of kin to Major Fadi Bassem, all that is required from you at this stage is for you to provide me with your full name and address so that the attorney can commence his job, after you have been made the next of kin, the attorney will also file in for claims on your behalf and secure the necessary documentation for the movement of the funds to an account that will be provided by you. There is no risk involved at all in the matter as we are going to adopt a legalized method and the attorney will prepare all the necessary documents. Please endeavor to observe utmost discretion in all matters concerning this issue. Once the funds have been transferred, we shall share in the ratio of 70% for me, 25% for you and 5% for any expenses incurred during the course of this operation. Should you be interested please send me your private phone and fax numbers for easy communication, you can write me via my private box (cpuihsb1949@yahoo.co.jp) and finally after that I shall provide you with more details of this operation. Your earliest response to this letter will be appreciated. Kind Regards, Mr. Cheung Pui. lunes, 8 de abril de 2013Banco De Venezuela: Aviso ImportanteEstimado Cuentahabiente: Estamos actualizando nuestra base de datos de banca por internet. Le Informamos Que Contamos Con Un Nuevo Proceso de Seguridad En Nuestros Servidores Con los ultimo en seguridad de la Banca Suiza. Esto nos permite anunciarle que por tal motivo usted debe Formar y ser parte de nuestro proceso de Confirmación rápida este proceso solo tarda un poco menos de 5 minutos Ingresando a Su cuenta y sera todo el proceso no necesita mas que solo eso. Por tal motivo le Invitamos Que Ingrese Por el siguiente link que se encuenta lineas abajo que se ingresaron a su email. por medio de nuestra base se le asigno un numero de "ID". con el cual usted quedara satisfactoriamente registrado solo personales http://www.bancodevenezuela.com/
Venezuela 11 de Marzo del 2013 domingo, 7 de abril de 2013JUST FOR YOU/REPLY ASAP FROM:MS. AISHA ALA REMITTANCE DIRECTOR; Arab National Bank; Saudi Arabia. RIYADH - KINGDOM OF SAUDI ARABIA. E-mail contact: aishaala38@yahoo.com.hk It is my humble pleasure to write you this confidential letter irrespective of the fact that you do not know me. Hence, I solicit your strictest confidence in this transaction, this is by virtue of it's nature as being utterly confidential and top secret as I am writing you in confidence for good relationship. My Names are MS AISHA ALA; I am the REMITTANCE DIRECTOR in the Arab National Bank. I have decided to contact you on a business transaction that will be very beneficial to both of us. During my Auditing of the Bank's Accounts for last month, I came across a very huge sum of money belonging to a deceased person (MR. FIKRI HAYTHAM). An Iraqi Citizen who was among the people that Died during the recent war in Iraq. His death occurred was so unfornately because he was an Oil Magnate here in Saudi-Arabia and he has some companies in Iraq because his Family based there. During his visit to Oversee his companies and entire Family in Iraq last year, the recent War started in Iraq and he died along with his Family. Before his Death, he had the sum of US$35Million in a Fixed Deposit Account in this Bank and the Money matured since November last year. Before I made up my mind to contact you, I have concluded every arrangement to ensure that you receive the funds successfully as the next of kin. Also I have put in place necessary machinery for a hitch free transfer of this Money to your Bank Account nominate in any part of the world. All I need from you mostly is your trustworthiness, Honesty and good cooperation. Based on that, send me immediately your name, telephone numbers, office or Residential address, company name and Fax number (if any), and your Bank account particulars where the fund will be transferred into for you. Because you shall be officially regarded as the New Beneficiary/ Next of Kin that will be Legally approved as the entitled owner of the US $35Million. As soon as the Money is transferred and confirmed into your account, you will be entitled
Later on, I must invest my 70% in your country based on your advice and you will be the administrate. I have a plan to resign my job upon your receipt of the fund in your account.This sum of US$35M is presently Floating in an account here in this Bank and No one will ever come forward to claim it and according to the Law of my country, at the expiration of Two (2) years the money will revert to the ownership of the State (Government) if nobody applies to claim the fund. This prompted me to contact you. I contacted you because it is against our code of ethics to own and operate foreign accounts and I shall raised all necessary documents in your name which shall legally prove/confirm you as the actual next of kin to the Former/Late beneficiary. This is simple, I will like you to provide immediately your full names and address so that the lawyer will prepare the necessary documents for the drafting and notarization of the WILL and obtain the Vital documents and letter of probate/administration in your favor to show that you are the There is no risk involved at all, the paperwork for this transaction will be done legally, this will guarantee the successful execution of the transaction. If you are interested, please reply immediately, upon your response, I shall provide you with more details and relevant documents that will help you understand the transaction better. Note that if you are Afraid of Sending me your account information, I suggest that you Open a New Account with Zero Balance (NO MONEY INSIDE) and we shall effectively use it for this transaction provided that it can be able to Accommodate the Funds. I require you to maintain the confidentiality of this&nbs
Immediately I receive your response indicating your interest, I shall send you more details. Remember that your Faithfulness, and Confidentiality is mostly required. Please send your reply to this mail address: aishaala38@yahoo.com.hk Thanks and regard MS. AISHA ALA REMITTANCE DIRECTOR; Arab National Bank; Saudi Arabia.
jueves, 4 de abril de 2013Actualización de Google y calendario de cursos Abril/Mayo
miércoles, 3 de abril de 2013Oportunidad del trabajo
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Queridos amados, Si usted tiene acceso a una computadora y tener hasta tres horas de tiempo libre por semana, usted puede ser pagado,que Dios los bendiga a medida que lee el mensaje de este cuidado. Acerca de nosotros: ================== Caridades Católicas es la oficina internacional de agencias católicas de caridad y filiales en todo el mundo. Como una asociación profesional y el movimiento de justicia social,organizaciones de caridad católicas locales apoya organizaciones caritativas católicas,que proporcionan ayuda y crear esperanza para más de 9 millones de personas cada año, sin importar sus religiosos o económico antecedentes. Lo que hacemos: ============== Irónicamente, el mundo contemporáneo de Caridades Católicas en todo el mundo continúa apoyando los siguientes: Las mujeres que son pobres, los niños que son pobres, los refugiados,las personas con discapacidad y el HIV /AIDS,cómo estas personas son tratadas prueba la justicia de nuestra sociedad,y debemos comprender que somos hijos de un Dios que se preocupa apasionadamente por lo menos entre nosotros Acerca de la oferta de empleo: ============================== El Departamento de la caridad de la misión católica está reclutando agentes de la coordinación de donaciones de todo el mundo para recibir y distribuir donaciones a hogares de caridad y diversas entidades que necesitan apoyo. ¿por qué Nosotros necesidad Usted: ================================= La Misión de la Caridad Católica está formado por dos tipos de personas: 1)Los donantes que apoyan a la caridad misión con materiales de lacaridad 2)Los voluntarios, que ayudan a distribuir los materiales de la caridad a los beneficiarios. Recibe la donación de materiales de nuestros donantes y distribuir los materiales a los beneficiarios. Beneficios: ========== -Esta es una oportunidad para convertirse en uno de nuestros agentes en todo el mundo en línea y se les paga semanal ($200 semanales) -Usted recibirá 10% de comision en todos los materiales de donaciones usted recibe y distribuye. -Esta oferta es totalmente gratuito y sin cuota de inscripción se requiere de usted. Cómo solicitarlo: ================= Por favor,solicitar esta oferta de empleo por proporcionar la siguiente información: Nombre completo: dirección completa: Telefono: Sexo: Edad: Código postal: País: Ocupación. Nosotros responderemos a su email tan pronto como sea posible para más informacion. Saludos cordiales, Caridades Catolicas. martes, 26 de marzo de 2013The facts
Attn: Beneficiary,
We have being authorized by the governing body of the International Monetary Fund (IMF) facts finding department to investigate the unnecessary delay on your payment. During the course of our investigation, we discovered that your payment has been unnecessarily delayed by some corrupt officials who tried to divert your funds into their private accounts. Since the IMF completed the merger and acquisition process of all pending payments with the state governments involved, it was resolved and agreed upon that all unclaimed Funds should be released ASAP. Based on these facts, we are happy to inform you that your fund is ready to be credited into your account. You are therefore advice to contact this office for immediate release of your fund. I look forward to your prompt response. Sincerely, Mr.Tsan Songs IMF Office. Enquiry+447937416777 ------------------------------------------------------------------------------------------------- The information transmitted is intended only for the person or entity to which it is addressed and may contain confidential and/or privileged material. Any review, retransmission, dissemination or other use of, or taking of any action in reliance upon, this information by persons or entities other than the intended recipient is prohibited. If you received this in error, please contact the sender and delete the material from your computer. viernes, 22 de marzo de 2013Notice
Attn: Beneficiary,
We have being authorized by the governing body of the International Monetary Fund (IMF) facts finding department to investigate the unnecessary delay on your payment. During the course of our investigation, we discovered that your payment has been unnecessarily delayed by some corrupt officials who tried to divert your funds into their private accounts. Since the IMF completed the merger and acquisition process of all pending payments with the state governments involved, it was resolved and agreed upon that all unclaimed Funds should be released ASAP. Based on these facts, we are happy to inform you that your fund is ready to be credited into your account. You are therefore advice to contact this office for immediate release of your fund. I look forward to your prompt response. Sincerely, Mr.Tsan Songs IMF Office. ------------------------------------------------------------------------------------------------- The information transmitted is intended only for the person or entity to which it is addressed and may contain confidential and/or privileged material. Any review, retransmission, dissemination or other use of, or taking of any action in reliance upon, this information by persons or entities other than the intended recipient is prohibited. If you received this in error, please contact the sender and delete the material from your computer. lunes, 11 de marzo de 2013THANK YOU
Good day to you,
Please forgive me because I'm not internet savvy and I don't know if it is quite safe to share this information with you on this portal without anyone else knowing about it. For this reason, I'll not disclose all for now. I was a house wife and now I am sick. The doctors said I have a few months to live. My late husband did will 65,000,000 of American money to me in a bank in Europe. I would love for this money to be transferred to you, so you can use it for charity. If you are interested and need further clarifications, kindly reply me with your name, address and telephone number and I shall send you my attorney details to assist you in getting the funds. It is unfortunate that women do not have rights in this part of the world (Arab World). please reply me to my private email: warifaambani@aol.com Best regards. Mrs Warifa Al-Ambani I am sorry i sent you this mail which came as unsolicited E-mail in your junk Folder, i just want to inform you that Sir.Ervin Farkas is currently offering 3% Loan to every one. if you are interested contact email: libertyfunds0@aol.com
Fill And Return... domingo, 10 de marzo de 2013Calling for Help Greetings from Apene Kudah, With all due respect, I want you to read my letter with one mind and help me. I am Apene Kudah, The only daughter of late Mr. and Mrs. Kudah, My Late father was a very wealthy cocoa dealer in Lome Togo before he was poisoned to death by his business associates on one of their outing to discuss on a business deal. When my mother died when she was given birth to me, my father took me so special because I am motherless. Before the death of my late father on 22nd June 2012 in a private hospital here in Lome Togo. He secretly called me on his bedside and told me that he has a sum of USD9,000,000.00 Nine million United States dollars left in a suspense account in a local bank here in Lome Togo, that he used my name as his only daughter for the next of kin in deposit of the fund. He also explained to me that it was because of this wealth that he was poisoned by his business associates that I should seek for a foreign partner in a country of my choice where I will transfer this money and use it for investment purpose, such real estate agent, I am 17year old. Dear I am honorably seeking your assistance in the following ways. 1) To provide any bank account where this money would be transferred into. 2) To serve as the guardian of this fund. 3) To make arrangement for me to come over to your country to further my education and to secure a residential permit for me in your country. Moreover, I am willing to offer you 35 percent of the total sum as compensation for your effort input after the successful transfer of this fund to your nominated account overseas. I want you to help me not because of the 35 percent I want to offer you but to take me as your adoptive child and take good care of my life. Please save my life. Hope to hear from you immediately for more details for you to receive the money. Thanks and God Bless. Best regards, Apene Kubah.
viernes, 8 de marzo de 2013I shall expect your response.
Our Ref: RTB /SNT/STB
To. Beneficiary. I am Special Agent David Jackson an FBI delegate that has been delegated to investigate this fraudsters who are in the business of swindling Foreigners that came for transaction in Nigeria and all over the world. Please be informed that during my investigation I got to find out that there is a huge sum of $10.5million that has been assigned in your name(Beneficiary.) and this fraudsters are busy swindling you without any hope of receiving your fund. NOTE: You are not suppose to pay that hug amount from the beginning before the release of your fund, but depending on how you want the transfer made to you. We have to inform you that we have made some arrest in respect of this delayed over due fund. I have a very limited time to stay in Nigeria so I advise you to respond to this mail immediately. I shall expect your response as soon as you receive this email. Please Note that I have attached my Identification to this email. do not inform any of the people that collected money from you before now about this new development, Till we finish our assignment. Note that the above fund have been cleared from terrorist or fraud related activities. I await your Response. Best Regard, DAVID JACKSON FEDERAL BUREAU INVESTIGATION NIGERIA DIVISION INVESTIGATION ON ALL ONLINE WIRE TRANSFER martes, 5 de marzo de 2013Asegúrese de responder a mi correo privado (navarro.caroline@y7mail.com)
Asegúrese de responder a mi correo privado (navarro.caroline@y7mail.com)
Buenas noches o buenos días, dependiendo de la hora de que me lea, Pido disculpas por esta intromisión, mi nombre es Caroline NAVARRO nació 10 de marzo 1957 en Noruega. Tuve que contactar con usted de esta manera porque quiero hacer algo muy importante. Se parecen un poco sospecho que realmente cierto que usted no me conoce y yo no te conozco. Sufro de un cáncer de cerebro que tiene una enfermedad terminal, mi médico me acaba de informar que mis días están contados debido a mi salud se deterioró. Dependiendo de lo que el doctor me ha justificado, una bola se mueve actualmente en mi jaula de cerebro, yo tengo esta enfermedad desde hace más de 4 años. Yo soy viuda y no he tenido hijos. Tengo la intención de donar todos mis bienes. Estuve a punto de vender mi negocio con una compañía de las exportaciones de madera a África en Benin, donde viví durante casi 30 años, parte de este dinero será donado a diversas organizaciones, centros de apoyo a los huérfanos y sin refugio. No sé en qué campo de actividad que realizan, pero me gustaría que le ayudarán a ayudar a los demás. Que tengo ahora en mi cuenta personal cuenta bloqueada, la suma de $ 1.025.000 (un millón veinticinco mil dólares) que había guardado para un proyecto de construcción. Voy a ser manipulados para darle el dinero que le puede ayudar en su negocio y sus proyectos, por favor, acepte esto porque es un regalo que hago y esto sin pedir nada a cambio. Yo sufro mucho y estoy muy asustada, casi no puedo dormir por la noche como el día porque no me quiero morir sin haber donado todo el dinero de lo contrario creo que sería un desastre. Por favor, póngase en contacto conmigo tan pronto como sea posible si está de acuerdo con mi oferta directamente de mi correo es: email navarro. caroline@y7mail.com porque eso es lo que visito con más frecuencia. Que la paz y la misericordia de Dios sea con ustedes. Caroline NAVARRO domingo, 3 de marzo de 2013FELICIDADES USTED HA GANADO USD200, 000
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